With expert mortgage advice you can still get a mortgage with a CCJ
Getting a mortgage with a CCJ
County Court Judgements (CCJs) have been around for years. Fortunately there a many specialist lenders who can help and have been doing so since the mid-1990s.
As a mortgage broker, we will assess your circumstances. And even with a CCJ to your name, getting you a mortgage can still be achieved.
What is a CCJ?
It stands for County Court Judgement (CCJ) . This is a court order registered against you for failing to make agreed payments, either as an individual or company. And these stay on your credit file for six whole years.
How Easy Is It To Get A Mortgage With A CCJ?
There are lots of lenders with lots of varying criteria. A lot will depend upon how many CCJs you have, their value and how recently it was registered.
It will also depend on whether the CCJ is satisfied or not. This means that you have settled the outstanding charges and the CCJ has been resolved.
What Sort of Rates Are Available?
There are so many factors to take into account. Your deposit. Your circumstances. And the level of CCJs and more.
The good news is that as there are a lot of lenders out there, rates are very competitive. Some high street brands sometimes can help, or one of the specialist lenders.
That is where our expertise comes in. We will find the solution that is best.
How Can We Help You?
As an independent mortgage broker, we offer impartial advice.
We can access the whole market. And we really understand the market
So let us do all the heavy lifting and take away those stresses when it comes to your mortgage, giving you time to think about your home.