Author: Jeff Knight

What is a Green Mortgage?

By Jeff Knight

What Is A Green Mortgage you ask? “Green” mortgages are increasing in availability with the major lenders all offering such mortgage products, plus a wide range of specialist and buy to  let lenders. At We Are Money, we expect a lot more innovation in this area. If your property has a higher Energy Performance Rating,…

When can I remortgage?

By Jeff Knight

When can I remortgage? Most mortgages are set to run for tens of years to make them affordable. However, the interest rate they are on is often a special deal for a shorter period. This is typically two to five years. The special rate is likely to have early settlement charges. This would be due…

Can I Remortgage To Build An Extension?

By Jeff Knight

Since the various lockdowns, with more people working from home, we have seen several people wanting to extend their homes. And anecdotally, there has been a surge in demand for office gardens too. This is probably why we are seeing more people ask: can I remortgage to build an extension. If you are thinking of…

Buy to let remortgage surge expected?

By Jeff Knight

Many pundits are predicting a surge in remortgage applications from buy to let landlords. This is because, in early 2016 there was a change to Stamp Duty which saw a final rush amongst landlords to buy new properties before the new rules hit their pockets.   Has much changed in 5 years in the buy…

Should I Stay or Should I Go Now

By Jeff Knight

I saw a worrying report by TSB very recently. This is the bank that once would say “yes” and now say they can help people make life more. I am not sure what that means, but their survey was interesting. It claims that a whopping 9 in 10 people but now say that they had not considered…

Market Outlook

By Jeff Knight

There are certain years I remember in my life: The Silver Jubilee of 1977 as a very young boy, the Stock Market Crash and the hurricane of 1987, the financial crisis of 2008 and 2012 Olympics. And of course, how can we ever forget 2020.The mortgage market experienced a bit of famine in the first…